Sometimes ya just gotta make a life change...

[Inor]

For almost 30 years, the only credit card I have had is an American Express. I never thought much about them, but I liked them because they did not impose a pre-set limit on me and they require me to pay in full every month. It is an arrangement that has worked very well. Today I learned they are going "full woke". I am sure they have always been lefties but they never wore it as a badge of honor so I never cared as long as I got the customer service I wanted. But now I think I need to change my relationship with them.

https://about.americanexpress.com/al...s/default.aspx

Do any of you have a credit card company that you are in love with or that you think does a really great job? Since I am not traveling any more, I do not need a huge line of credit or great rewards. Mostly it is just for convenience since I pay the bill off every month.

[juskom95]

Every single one of them seems to be FULL-WOKE anymore.

I had a USAA card for around ten years, with no problems and they would always pre-authorize it when I was traveling abroad. I only cancelled it as part of the divorce settlement (her name was on it) otherwise I would still have it.

[Dwight55]

Some years back I picked up a Master Card when I had some issues with my Bankamericard.

It's with the 1st National Bank of Omaha.

Use it for several hundred every month . . . pay it off every month . . . we both seem happy with the arrangement.

May God bless,
Dwight

[Prepared One]

They are all "Woke". I eliminated all credit cards years ago save one. I carry one personnel VISA card with a high limit and no balance. It's strictly a back up and I use it if I am traveling and have to book flights or rent cars, but mostly it sits in my wallet with a zero balance. I do use it occasionally and then pay it of at the end of the month to keep it active.

For business they issue me an American Express. That's not my call.

The wise guys have nothing on credit cards, they are worse then loansharking and more brutal when you can't pay.

[Chiefster23]

I’ve cancelled cards before over ‘woke’ issues. My main card is USAA. I keep a local bank card for unforseen emergencies and I have a Chase Amazon card. I know, I know! Both Chase and Amazon suck, but it’s very hard to purchase some items locally so Amazon is pretty much the only alternative.

[StratBastard]

I have one credit card, which I don't want or need. But since I have carried no debt, and have paid ca$h for everything for 15 years, my credit score was ZERO. So I got the stupid card, bought groceries with it, and paid it off every month. Now my score is near 800. What a lame joke. NO DEBT carries no value with them. Just a certain amount of debt which you service regularly.

[juskom95]

I know, I know! Both Chase and Amazon suck, but it’s very hard to purchase some items locally so Amazon is pretty much the only alternative.

That is the killer sometimes. I find myself buying a lot of small items, like electronic parts, switches etc from Amazon. Things that I used to go to radio shack for and the like.

Some things you cannot find locally, or the local variant is three times the price. I'll pay a little more to support a local store, and do when I can, but if the price is double or triple as compared to online (not just Amazon) that is a hard thing to ask.

[StratBastard]

That is the killer sometimes. I find myself buying a lot of small items, like electronic parts, switches etc from Amazon. Things that I used to go to radio shack for and the like.

Some things you cannot find locally, or the local variant is three times the price. I'll pay a little more to support a local store, and do when I can, but if the price is double or triple as compared to online (not just Amazon) that is a hard thing to ask.

Radio Shack!!! As a musician and vintage amp freak, I would go there frequently trying to hook up some kind of Frankenstein setup together... they always had the adapters I needed LOL. I have a drawer full of that stuff... RCA to mic, mic to 1/4, 1/4 inch to RCA, split RCA to a single 1/4, male/male RCA, female female RCA ect.... I could take cool electronic stuff from the 50's and 60's and tie it into a signal chain with stuff from the 90's.

[Slippy]

AMEX Member since 1986

If I didn't travel for bidness so much, I'd dump the bastards too.

Every 10 years or so when I buy a new vehicle, I do enjoy messing with the dealership and slapping down the AMEX to buy the vehicle and watching the sales person freak! (note; it has never worked! HA!)

[Inor]

I have one credit card, which I don't want or need. But since I have carried no debt, and have paid ca$h for everything for 15 years, my credit score was ZERO. So I got the stupid card, bought groceries with it, and paid it off every month. Now my score is near 800. What a lame joke. NO DEBT carries no value with them. Just a certain amount of debt which you service regularly.

We ran into that exact same problem when we moved to AZ. We had not had any debt for years so our credit score was 0. I had all the proceeds from the sale of our MN house in my checkbook as well as the money we normally kept there. In short we had a buttload of cash in the bank. When we moved, we could not get electric or gas hooked up at the rental house because of our proud zero credit score! We had to put about a $400 deposit with the gas and the electric company EACH to even get them to turn the services on. Crazy!