pay off the credit card

[HuntingHawk]

Make a plan to pay off the credit card. Its the highest interest. Make a plan to get them paid off even if it will take a few years.

Most people use their credit cards to buy stuff on sale. Not such a good deal after you figure the interest you pay on it.

Set the credit card aside for emergencies only. Anything else if you can't pay cash then don't buy with the exception of a vehicle but there is a huge difference in interest between them.

[big paul]

I only use a credit card for online purchases, I try to keep to a budget and its paid off in full at the end of each month.

[1moretoy]

I only use a credit card for online purchases, I try to keep to a budget and its paid off in full at the end of each month.

X2... Treat it like cash and only charge what you can afford to pay off at the end of the month. Also, get one that builds points. I've flown my daughter home from Texas twice in the last couple of years with those points.

[James m]

Earlier this month we ordered something over the phone with my debit card. It was supposed to be a $5 charge. Well my checking account would up at -$100 yes negative 100$ it took what seemed like forever but I did get it back including the overdraft fee. I had to call my bank and the company that charged me, they hung up. I had to be polite to a company with a better business bureau F rating so they wouldn't hang up. Thanks for listening.

[RWalls]

Earlier this month we ordered something over the phone with my debit card. It was supposed to be a $5 charge. Well my checking account would up at -$100 yes negative 100$ it took what seemed like forever but I did get it back including the overdraft fee. I had to call my bank and the company that charged me, they hung up. I had to be polite to a company with a better business bureau F rating so they wouldn't hang up. Thanks for listening.

NAMES!! What company?

[James m]

NAMES!! What company?

Strovex. Just Google it. Complaint after complaint. Its a pill company I think you would call them supplements. Stay away. Steer clear. Nothing to do with prepping but if you take anything like that id go into a store.

The bank was better. My bank is wells fargo. I don't know how it works but I was told the pill company had to agree to give the money back which took a while. At least a week and a half.

Sorry about the late response....

[Coppertop]

We travel a lot so I use it for that- it also makes it easier for me to pay one bill at the end of the month. But it's paid off every month.

[Just Sayin']

If I knew when the EOTWAWKI thing was gonna happen though, I'd run that thing up like a young bird dog!

[Deebo]

I put some 401k money into my bank account, and the credit card offers are "rolling in". Nope, Nada. I have a debit card, and I have a check book. I have a low credit score, should be coming up, now that I paid some medical stuff, and I plan on buying some land soon, but I hope to never have to make CC payments.

[1moretoy]

I put some 401k money into my bank account, and the credit card offers are "rolling in". Nope, Nada. I have a debit card, and I have a check book. I have a low credit score, should be coming up, now that I paid some medical stuff, and I plan on buying some land soon, but I hope to never have to make CC payments.

If you use a debit card you put yourself at a greater risk. Check with the bank or credit union you have it with. Most do not back you if it is stolen and you incur a large bill that isn't yours. CC companies allow you to dispute the charges that are not yours.